Penalizing Responsibility

I give up! This is absolutely outrageous. Why work hard and pay your bills on time if you're going to punished for doing so? Hot Air says:

"Good news: Responsible credit-card users to “subsidize” deadbeats now....People with good credit will be less likely to make major purchases for fear of the monthly interest and people with bad credit will be more likely to start charging, and then inevitably defaulting. Good work, Congress."